16 Money Principles for a Quiet Mind and Permission to Live
Managing your finances is roughly ten percent numbers and ninety percent behavior.
We are often told that financial peace requires flawless discipline and complex calculations. But a calculator cannot measure the anxiety of spending your savings, nor can it put a value on your time. The Blueprint is a calm, step-by-step plan for separating the mechanics of your money from the emotional traps of the human mind.
Through five pillars and sixteen principles, this book shows you how to map your surplus, build a compounding engine, dig a defensive moat against life’s unpredictable storms, and escape the exhaustion of social comparison.
Most importantly, it helps you define your own point of Enough, giving you permission to stop accumulating and start living the life you have built.
A Reference Guide to the Trade-Offs of Money
A calculator gives you one number, and often a knot in your stomach. These tables give you the range.
If The Blueprint is the philosophy, The Blueprint in Numbers shows what it looks like in figures. Precision in finance can create false confidence; seeing the range builds resilience. This reference guide turns abstract questions into plain-English lookup tables, answering the questions that keep us awake at night.
Explore the Compounding Clocks to see how small habits grow over decades. Use the Interest Ledgers to see the true cost of borrowing. Check the Take-Home Trackers to see how much of what you earn you keep, and use the Longevity Stress tables to see how long your savings might support the life you want.
This is not a book of rigid rules. It shows the trade-offs between risk, time and value, and is designed to start conversations in your living room rather than end them.
A Reference Guide to Public Service and State Pensions Around the World
Pension rules are written in the language of actuaries, not the people who rely on them. This book translates them.
It covers major public service schemes, such as those for teachers, health workers and civil servants, and State Pensions in the UK and 22 other countries. Plain-English tables show what each might pay at different salaries and career lengths, in local currency, with a side-by-side comparison of how the systems measure up.
Every table states its sources, its assumptions and the date of the rules it reflects.
